Time is precious; you focus on your business, let us take care of your insurance needs.
General liability insurance
General Liability is essential to a business, and does two major things. First, it protects you if someone is injured on your property. Second, it covers the cost of damage to a third-party's property caused by you or your team.
Worker's Comp covers expenses your business may incur when an employee experiences a job-related injury or disease.
Employee Practice Liability
Employee Practice Liability (EPLI) grants protection in case your business is sued as a result of a wrongful termination or sexual harassment claim. Important note: this coverage is NOT included in a General Liability policy.
Commercial Property protects your office equipment and property in case of loss or theft. These items can range from couches to solar panels, and anything in between.
If you are a business that uses vehicles you own, rent, or lease, then Commercial Auto is highly recommended. This coverage will protect both the vehicles and your business in the event of a loss.
Does your General Liability have enough coverage? Are there situations in when the repair or settlement exceeds your coverage. A Business Umbrella policy can come in to cover the rest of the unforeseen expenses so it does not have to come out-of-pocket from you.